Call reports 2013
FIRST STATE BANK OF CAMPBELL HILL — 2013
What FIRST STATE BANK OF CAMPBELL HILL reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 107,379,000 | 104,934,000 | 104,271,000 | 101,537,000 |
| Total loans | 56,845,000 | 60,618,000 | 60,448,000 | 60,771,000 |
| Allowance for loan losses | 781,000 | 797,000 | 664,000 | 739,000 |
| Securities available for sale | 31,184,000 | 32,042,000 | 31,967,000 | 30,528,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,037,000 | 94,465,000 | 93,785,000 | 90,224,000 |
| Interest-bearing deposits | 84,612,000 | 83,277,000 | 81,289,000 | 78,665,000 |
| Noninterest-bearing deposits | 11,425,000 | 11,188,000 | 12,496,000 | 11,559,000 |
| Equity capital | 9,767,000 | 9,269,000 | 9,403,000 | 9,454,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,084,000 | 2,167,000 | 3,255,000 | 4,361,000 |
| Interest expense | 294,000 | 585,000 | 865,000 | 1,034,000 |
| Net interest income | 790,000 | 1,582,000 | 2,390,000 | 3,327,000 |
| Noninterest income | 89,000 | 180,000 | 292,000 | 410,000 |
| Noninterest expense | 684,000 | 1,291,000 | 2,016,000 | 2,696,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 114,000 | 315,000 | 435,000 | 735,000 |
| Income tax | 15,000 | 64,000 | 80,000 | 160,000 |
| Net income | 99,000 | 251,000 | 355,000 | 575,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,972,000 | 9,077,000 | 9,213,000 | 9,347,000 |
| Total capital | 9,732,000 | 9,853,000 | 9,895,000 | 10,086,000 |
| Risk-weighted assets | 59,990,000 | 62,008,000 | 62,957,000 | 61,710,000 |