Call reports 2011
FIRST STATE BANK OF CAMPBELL HILL — 2011
What FIRST STATE BANK OF CAMPBELL HILL reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 98,305,000 | 96,224,000 | 97,513,000 | 96,453,000 |
| Total loans | 61,169,000 | 58,121,000 | 58,739,000 | 58,038,000 |
| Allowance for loan losses | 845,000 | 849,000 | 869,000 | 987,000 |
| Securities available for sale | 23,488,000 | 25,854,000 | 25,252,000 | 25,495,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,530,000 | 85,844,000 | 86,755,000 | 85,780,000 |
| Interest-bearing deposits | 78,585,000 | 76,629,000 | 76,997,000 | 76,178,000 |
| Noninterest-bearing deposits | 9,945,000 | 9,215,000 | 9,758,000 | 9,602,000 |
| Equity capital | 8,435,000 | 8,911,000 | 9,207,000 | 9,131,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,249,000 | 2,534,000 | 3,801,000 | 5,019,000 |
| Interest expense | 384,000 | 756,000 | 1,116,000 | 1,466,000 |
| Net interest income | 865,000 | 1,778,000 | 2,685,000 | 3,553,000 |
| Noninterest income | 36,000 | 149,000 | 269,000 | 325,000 |
| Noninterest expense | 642,000 | 1,294,000 | 1,956,000 | 2,565,000 |
| Provision for loan losses | 180,000 | 200,000 | 305,000 | 526,000 |
| Pretax income | 79,000 | 433,000 | 693,000 | 830,000 |
| Income tax | 38,000 | 122,000 | 195,000 | 240,000 |
| Net income | 41,000 | 311,000 | 498,000 | 590,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,776,000 | 8,035,000 | 8,254,000 | 8,283,000 |
| Total capital | 8,553,000 | 8,769,000 | 9,003,000 | 9,018,000 |
| Risk-weighted assets | 61,348,000 | 58,622,000 | 59,029,000 | 57,771,000 |