Call reports 2009
FIRST STATE BANK OF CAMPBELL HILL — 2009
What FIRST STATE BANK OF CAMPBELL HILL reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 87,937,000 | 88,616,000 | 88,947,000 | 90,846,000 |
| Total loans | 58,010,000 | 58,683,000 | 59,196,000 | 59,022,000 |
| Allowance for loan losses | 372,000 | 429,000 | 478,000 | 467,000 |
| Securities available for sale | 20,613,000 | 20,670,000 | 20,939,000 | 21,729,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,664,000 | 79,945,000 | 78,971,000 | 81,168,000 |
| Interest-bearing deposits | 72,356,000 | 71,887,000 | 71,277,000 | 72,618,000 |
| Noninterest-bearing deposits | 7,308,000 | 8,058,000 | 7,693,000 | 8,550,000 |
| Equity capital | 7,028,000 | 7,397,000 | 7,845,000 | 7,864,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,286,000 | 2,604,000 | 3,909,000 | 5,209,000 |
| Interest expense | 560,000 | 1,094,000 | 1,595,000 | 2,064,000 |
| Net interest income | 726,000 | 1,510,000 | 2,314,000 | 3,145,000 |
| Noninterest income | 92,000 | 199,000 | 323,000 | 476,000 |
| Noninterest expense | 608,000 | 1,179,000 | 1,832,000 | 2,454,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 150,000 | 410,000 | 625,000 | 927,000 |
| Income tax | 36,000 | 96,000 | 151,000 | 259,000 |
| Net income | 114,000 | 314,000 | 474,000 | 668,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,600,000 | 6,795,000 | 7,001,000 | 7,099,000 |
| Total capital | 6,971,000 | 7,224,000 | 7,479,000 | 7,566,000 |
| Risk-weighted assets | 59,188,000 | 58,194,000 | 58,344,000 | 58,713,000 |