Call reports 2008
FIRST STATE BANK OF CAMPBELL HILL — 2008
What FIRST STATE BANK OF CAMPBELL HILL reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 81,695,000 | 81,697,000 | 83,596,000 | 86,649,000 |
| Total loans | 50,796,000 | 52,547,000 | 56,680,000 | 57,479,000 |
| Allowance for loan losses | 349,000 | 327,000 | 367,000 | 420,000 |
| Securities available for sale | 21,656,000 | 21,850,000 | 20,738,000 | 19,350,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,491,000 | 72,673,000 | 72,918,000 | 78,536,000 |
| Interest-bearing deposits | 65,022,000 | 65,350,000 | 65,812,000 | 70,726,000 |
| Noninterest-bearing deposits | 7,469,000 | 7,323,000 | 7,106,000 | 7,811,000 |
| Equity capital | 7,384,000 | 7,236,000 | 6,714,000 | 6,873,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,328,000 | 2,619,000 | 3,944,000 | 5,266,000 |
| Interest expense | 583,000 | 1,152,000 | 1,708,000 | 2,265,000 |
| Net interest income | 745,000 | 1,467,000 | 2,236,000 | 3,001,000 |
| Noninterest income | 86,000 | 182,000 | 283,000 | 373,000 |
| Noninterest expense | 558,000 | 1,130,000 | 1,727,000 | 2,328,000 |
| Provision for loan losses | 25,000 | 65,000 | 125,000 | 185,000 |
| Pretax income | 248,000 | 470,000 | 347,000 | 228,000 |
| Income tax | 72,000 | 129,000 | 183,000 | 112,000 |
| Net income | 176,000 | 341,000 | 164,000 | 116,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,508,000 | 6,684,000 | 6,540,000 | 6,449,000 |
| Total capital | 6,857,000 | 7,011,000 | 6,907,000 | 6,869,000 |
| Risk-weighted assets | 56,302,000 | 50,387,000 | 52,826,000 | 59,041,000 |