Call reports 2007
FIRST STATE BANK OF CAMPBELL HILL — 2007
What FIRST STATE BANK OF CAMPBELL HILL reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 79,683,000 | 81,209,000 | 82,478,000 | 82,194,000 |
| Total loans | 44,299,000 | 46,143,000 | 47,434,000 | 49,372,000 |
| Allowance for loan losses | 399,000 | 382,000 | 407,000 | 359,000 |
| Securities available for sale | 26,434,000 | 25,453,000 | 24,888,000 | 25,844,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,754,000 | 71,467,000 | 73,601,000 | 72,526,000 |
| Interest-bearing deposits | 62,783,000 | 64,543,000 | 66,433,000 | 64,537,000 |
| Noninterest-bearing deposits | 6,971,000 | 6,924,000 | 7,168,000 | 7,990,000 |
| Equity capital | 6,929,000 | 6,784,000 | 7,070,000 | 7,117,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,254,000 | 2,529,000 | 3,860,000 | 5,206,000 |
| Interest expense | 560,000 | 1,139,000 | 1,750,000 | 2,361,000 |
| Net interest income | 694,000 | 1,390,000 | 2,110,000 | 2,845,000 |
| Noninterest income | 91,000 | 184,000 | 302,000 | 400,000 |
| Noninterest expense | 536,000 | 1,083,000 | 1,627,000 | 2,226,000 |
| Provision for loan losses | 12,000 | 30,000 | 60,000 | 140,000 |
| Pretax income | 237,000 | 461,000 | 725,000 | 879,000 |
| Income tax | 67,000 | 130,000 | 207,000 | 244,000 |
| Net income | 170,000 | 331,000 | 518,000 | 635,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,082,000 | 6,121,000 | 6,276,000 | 6,300,000 |
| Total capital | 6,481,000 | 6,503,000 | 6,683,000 | 6,659,000 |
| Risk-weighted assets | 48,862,000 | 50,879,000 | 53,980,000 | 53,106,000 |