Call reports 2006
FIRST STATE BANK OF CAMPBELL HILL — 2006
What FIRST STATE BANK OF CAMPBELL HILL reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 69,343,000 | 79,550,000 | 79,512,000 | 79,187,000 |
| Total loans | 39,460,000 | 43,693,000 | 44,858,000 | 45,148,000 |
| Allowance for loan losses | 412,000 | 416,000 | 404,000 | 389,000 |
| Securities available for sale | 23,825,000 | 25,049,000 | 27,176,000 | 26,519,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,194,000 | 68,761,000 | 67,860,000 | 69,487,000 |
| Interest-bearing deposits | 49,851,000 | 61,247,000 | 61,161,000 | 62,268,000 |
| Noninterest-bearing deposits | 7,343,000 | 7,514,000 | 6,699,000 | 7,219,000 |
| Equity capital | 5,328,000 | 6,085,000 | 6,693,000 | 6,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,036,000 | 2,146,000 | 3,378,000 | 4,677,000 |
| Interest expense | 424,000 | 895,000 | 1,444,000 | 2,001,000 |
| Net interest income | 612,000 | 1,251,000 | 1,934,000 | 2,676,000 |
| Noninterest income | 86,000 | 163,000 | 259,000 | 335,000 |
| Noninterest expense | 466,000 | 959,000 | 1,491,000 | 2,050,000 |
| Provision for loan losses | 10,000 | 21,000 | 32,000 | 42,000 |
| Pretax income | 221,000 | 433,000 | 669,000 | 918,000 |
| Income tax | 56,000 | 117,000 | 184,000 | 257,000 |
| Net income | 165,000 | 316,000 | 485,000 | 661,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,273,000 | 5,660,000 | 5,862,000 | 5,942,000 |
| Total capital | 5,685,000 | 6,076,000 | 6,266,000 | 6,331,000 |
| Risk-weighted assets | 43,767,000 | 50,819,000 | 49,734,000 | 48,781,000 |