Call reports 2005
FIRST STATE BANK OF CAMPBELL HILL — 2005
What FIRST STATE BANK OF CAMPBELL HILL reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 67,455,000 | 71,211,000 | 67,918,000 | 70,985,000 |
| Total loans | 32,081,000 | 33,970,000 | 36,713,000 | 38,666,000 |
| Allowance for loan losses | 392,000 | 406,000 | 413,000 | 400,000 |
| Securities available for sale | 29,822,000 | 31,323,000 | 26,947,000 | 26,299,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,699,000 | 60,383,000 | 56,721,000 | 58,251,000 |
| Interest-bearing deposits | 52,867,000 | 54,743,000 | 51,259,000 | 50,823,000 |
| Noninterest-bearing deposits | 5,832,000 | 5,640,000 | 5,462,000 | 7,428,000 |
| Equity capital | 5,057,000 | 5,458,000 | 5,450,000 | 5,273,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 950,000 | 1,929,000 | 2,948,000 | 3,972,000 |
| Interest expense | 370,000 | 766,000 | 1,189,000 | 1,624,000 |
| Net interest income | 580,000 | 1,163,000 | 1,759,000 | 2,348,000 |
| Noninterest income | 69,000 | 145,000 | 231,000 | 307,000 |
| Noninterest expense | 426,000 | 870,000 | 1,296,000 | 1,762,000 |
| Provision for loan losses | 11,000 | 21,000 | 32,000 | 38,000 |
| Pretax income | 204,000 | 411,000 | 658,000 | 846,000 |
| Income tax | 43,000 | 89,000 | 146,000 | 190,000 |
| Net income | 161,000 | 322,000 | 512,000 | 656,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,739,000 | 4,822,000 | 5,029,000 | 5,091,000 |
| Total capital | 5,130,000 | 5,228,000 | 5,442,000 | 5,491,000 |
| Risk-weighted assets | 46,954,000 | 49,608,000 | 48,940,000 | 52,349,000 |