Call reports 2003
FIRST STATE BANK OF CAMPBELL HILL — 2003
What FIRST STATE BANK OF CAMPBELL HILL reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 41,429,000 | 43,212,000 | 62,540,000 | 61,550,000 |
| Total loans | 20,420,000 | 20,691,000 | 26,954,000 | 27,139,000 |
| Allowance for loan losses | 296,000 | 269,000 | 390,000 | 389,000 |
| Securities available for sale | 16,685,000 | 17,711,000 | 25,917,000 | 28,250,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,299,000 | 35,288,000 | 51,752,000 | 50,484,000 |
| Interest-bearing deposits | 31,190,000 | 31,940,000 | 44,650,000 | 44,608,000 |
| Noninterest-bearing deposits | 3,109,000 | 3,348,000 | 7,102,000 | 5,876,000 |
| Equity capital | 4,246,000 | 4,626,000 | 4,925,000 | 5,031,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 671,000 | 1,322,000 | 1,980,000 | 2,843,000 |
| Interest expense | 269,000 | 543,000 | 832,000 | 1,165,000 |
| Net interest income | 402,000 | 779,000 | 1,148,000 | 1,678,000 |
| Noninterest income | 69,000 | 102,000 | 158,000 | 244,000 |
| Noninterest expense | 269,000 | 528,000 | 775,000 | 1,196,000 |
| Provision for loan losses | 10,000 | 21,000 | 31,000 | 42,000 |
| Pretax income | 207,000 | 347,000 | 555,000 | 739,000 |
| Income tax | 58,000 | 90,000 | 141,000 | 169,000 |
| Net income | 149,000 | 260,000 | 414,000 | 570,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,856,000 | 3,926,000 | 3,839,000 | 3,956,000 |
| Total capital | 4,152,000 | 4,195,000 | 4,229,000 | 4,345,000 |
| Risk-weighted assets | 31,736,000 | 32,518,000 | 33,658,000 | 36,700,000 |