Call reports 2002
FIRST STATE BANK OF CAMPBELL HILL — 2002
What FIRST STATE BANK OF CAMPBELL HILL reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 37,864,000 | 38,757,000 | 39,399,000 | 40,969,000 |
| Total loans | 18,043,000 | 18,344,000 | 19,493,000 | 20,222,000 |
| Allowance for loan losses | 273,000 | 285,000 | 294,000 | 285,000 |
| Securities available for sale | 15,716,000 | 15,914,000 | 16,227,000 | 17,530,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,627,000 | 32,555,000 | 32,145,000 | 33,757,000 |
| Interest-bearing deposits | 29,520,000 | 29,040,000 | 28,939,000 | 30,679,000 |
| Noninterest-bearing deposits | 3,107,000 | 3,515,000 | 3,206,000 | 3,078,000 |
| Equity capital | 3,495,000 | 3,804,000 | 4,094,000 | 4,164,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 642,000 | 1,283,000 | 1,935,000 | 2,592,000 |
| Interest expense | 310,000 | 589,000 | 863,000 | 1,139,000 |
| Net interest income | 332,000 | 694,000 | 1,072,000 | 1,453,000 |
| Noninterest income | 55,000 | 104,000 | 160,000 | 219,000 |
| Noninterest expense | 232,000 | 472,000 | 728,000 | 1,005,000 |
| Provision for loan losses | 10,000 | 20,000 | 30,000 | 41,000 |
| Pretax income | 142,000 | 304,000 | 471,000 | 628,000 |
| Income tax | 34,000 | 73,000 | 115,000 | 150,000 |
| Net income | 108,000 | 231,000 | 356,000 | 478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,491,000 | 3,552,000 | 3,686,000 | 3,707,000 |
| Total capital | 3,764,000 | 3,837,000 | 3,980,000 | 3,992,000 |
| Risk-weighted assets | 28,066,000 | 29,033,000 | 29,513,000 | 30,680,000 |