Call reports 2001
FIRST STATE BANK OF CAMPBELL HILL — 2001
What FIRST STATE BANK OF CAMPBELL HILL reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 34,640,000 | 35,386,000 | 36,893,000 | 37,462,000 |
| Total loans | 18,595,000 | 18,647,000 | 18,563,000 | 18,390,000 |
| Allowance for loan losses | 226,000 | 228,000 | 218,000 | 258,000 |
| Securities available for sale | 12,206,000 | 12,976,000 | 13,702,000 | 14,816,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,343,000 | 29,843,000 | 31,431,000 | 32,274,000 |
| Interest-bearing deposits | 26,056,000 | 26,449,000 | 28,072,000 | 28,839,000 |
| Noninterest-bearing deposits | 3,287,000 | 3,394,000 | 3,359,000 | 3,435,000 |
| Equity capital | 3,415,000 | 3,481,000 | 3,605,000 | 3,464,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 661,000 | 1,326,000 | 1,980,000 | 2,637,000 |
| Interest expense | 376,000 | 748,000 | 1,104,000 | 1,444,000 |
| Net interest income | 285,000 | 578,000 | 876,000 | 1,193,000 |
| Noninterest income | 37,000 | 88,000 | 139,000 | 186,000 |
| Noninterest expense | 211,000 | 442,000 | 674,000 | 928,000 |
| Provision for loan losses | 6,000 | 13,000 | 33,000 | 76,000 |
| Pretax income | 112,000 | 218,000 | 320,000 | 390,000 |
| Income tax | 22,000 | 51,000 | 81,000 | 89,000 |
| Net income | 90,000 | 167,000 | 239,000 | 301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,269,000 | 3,363,000 | 3,371,000 | 3,383,000 |
| Total capital | 3,495,000 | 3,591,000 | 3,589,000 | 3,641,000 |
| Risk-weighted assets | 23,953,000 | 21,763,000 | 26,733,000 | 24,845,000 |