Call report 2025Q4
UNITY BANK — 2025Q4
The 22 measures UNITY BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,956,346,000 | USD | evidence → |
| Total loans | 2,546,071,000 | USD | evidence → |
| Allowance for loan losses | 32,342,000 | USD | evidence → |
| Securities available for sale | 70,870,000 | USD | evidence → |
| Securities held to maturity | 36,576,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,324,458,000 | USD | evidence → |
| Interest-bearing deposits | 1,858,465,000 | USD | evidence → |
| Noninterest-bearing deposits | 465,993,000 | USD | evidence → |
| Equity capital | 345,269,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 175,699,000 | USD | evidence → |
| Interest expense | 56,050,000 | USD | evidence → |
| Net interest income | 119,649,000 | USD | evidence → |
| Noninterest income | 6,932,000 | USD | evidence → |
| Noninterest expense | 52,616,000 | USD | evidence → |
| Provision for loan losses | 6,699,000 | USD | evidence → |
| Pretax income | 68,730,000 | USD | evidence → |
| Income tax | 15,660,000 | USD | evidence → |
| Net income | 53,070,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 344,796,000 | USD | evidence → |
| Total capital | 374,667,000 | USD | evidence → |
| Risk-weighted assets | 2,386,521,000 | USD | evidence → |