Call report 2024Q4
UNITY BANK — 2024Q4
The 22 measures UNITY BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,646,255,000 | USD | evidence → |
| Total loans | 2,261,785,000 | USD | evidence → |
| Allowance for loan losses | 26,788,000 | USD | evidence → |
| Securities available for sale | 93,884,000 | USD | evidence → |
| Securities held to maturity | 41,294,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,100,561,000 | USD | evidence → |
| Interest-bearing deposits | 1,659,510,000 | USD | evidence → |
| Noninterest-bearing deposits | 441,051,000 | USD | evidence → |
| Equity capital | 297,853,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 157,180,000 | USD | evidence → |
| Interest expense | 56,473,000 | USD | evidence → |
| Net interest income | 100,707,000 | USD | evidence → |
| Noninterest income | 6,292,000 | USD | evidence → |
| Noninterest expense | 49,112,000 | USD | evidence → |
| Provision for loan losses | 2,407,000 | USD | evidence → |
| Pretax income | 53,855,000 | USD | evidence → |
| Income tax | 12,819,000 | USD | evidence → |
| Net income | 41,036,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 298,342,000 | USD | evidence → |
| Total capital | 324,763,000 | USD | evidence → |
| Risk-weighted assets | 2,112,664,000 | USD | evidence → |