Call report 2023Q4
UNITY BANK — 2023Q4
The 22 measures UNITY BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,567,603,000 | USD | evidence → |
| Total loans | 2,173,215,000 | USD | evidence → |
| Allowance for loan losses | 25,854,000 | USD | evidence → |
| Securities available for sale | 90,287,000 | USD | evidence → |
| Securities held to maturity | 36,122,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,924,781,000 | USD | evidence → |
| Interest-bearing deposits | 1,504,506,000 | USD | evidence → |
| Noninterest-bearing deposits | 420,275,000 | USD | evidence → |
| Equity capital | 260,569,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 144,533,000 | USD | evidence → |
| Interest expense | 48,061,000 | USD | evidence → |
| Net interest income | 96,472,000 | USD | evidence → |
| Noninterest income | 6,941,000 | USD | evidence → |
| Noninterest expense | 48,352,000 | USD | evidence → |
| Provision for loan losses | 1,832,000 | USD | evidence → |
| Pretax income | 51,998,000 | USD | evidence → |
| Income tax | 13,374,000 | USD | evidence → |
| Net income | 38,624,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 261,584,000 | USD | evidence → |
| Total capital | 287,206,000 | USD | evidence → |
| Risk-weighted assets | 2,048,892,000 | USD | evidence → |