Call report 2019Q4
UNITY BANK — 2019Q4
The 22 measures UNITY BANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,712,368,000 | USD | evidence → |
| Total loans | 1,427,862,000 | USD | evidence → |
| Allowance for loan losses | 16,395,000 | USD | evidence → |
| Securities available for sale | 64,275,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,252,165,000 | USD | evidence → |
| Interest-bearing deposits | 971,675,000 | USD | evidence → |
| Noninterest-bearing deposits | 280,490,000 | USD | evidence → |
| Equity capital | 163,145,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 77,006,000 | USD | evidence → |
| Interest expense | 17,691,000 | USD | evidence → |
| Net interest income | 59,315,000 | USD | evidence → |
| Noninterest income | 7,766,000 | USD | evidence → |
| Noninterest expense | 35,929,000 | USD | evidence → |
| Provision for loan losses | 2,100,000 | USD | evidence → |
| Pretax income | 29,115,000 | USD | evidence → |
| Income tax | 6,573,000 | USD | evidence → |
| Net income | 22,542,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 160,765,000 | USD | evidence → |
| Total capital | 171,124,000 | USD | evidence → |
| Risk-weighted assets | 1,360,765,000 | USD | evidence → |