Call report 2015Q4
UNITY BANK — 2015Q4
The 22 measures UNITY BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,084,194,000 | USD | evidence → |
| Total loans | 888,958,000 | USD | evidence → |
| Allowance for loan losses | 12,759,000 | USD | evidence → |
| Securities available for sale | 52,649,000 | USD | evidence → |
| Securities held to maturity | 18,471,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 894,950,000 | USD | evidence → |
| Interest-bearing deposits | 709,667,000 | USD | evidence → |
| Noninterest-bearing deposits | 185,283,000 | USD | evidence → |
| Equity capital | 84,336,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 42,425,000 | USD | evidence → |
| Interest expense | 8,115,000 | USD | evidence → |
| Net interest income | 34,310,000 | USD | evidence → |
| Noninterest income | 6,671,000 | USD | evidence → |
| Noninterest expense | 26,582,000 | USD | evidence → |
| Provision for loan losses | 500,000 | USD | evidence → |
| Pretax income | 13,927,000 | USD | evidence → |
| Income tax | 4,652,000 | USD | evidence → |
| Net income | 9,275,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 83,316,000 | USD | evidence → |
| Total capital | 102,176,000 | USD | evidence → |
| Risk-weighted assets | 826,508,000 | USD | evidence → |