Call report 2014Q4
UNITY BANK — 2014Q4
The 22 measures UNITY BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,008,153,000 | USD | evidence → |
| Total loans | 761,825,000 | USD | evidence → |
| Allowance for loan losses | 12,551,000 | USD | evidence → |
| Securities available for sale | 59,876,000 | USD | evidence → |
| Securities held to maturity | 20,009,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 794,547,000 | USD | evidence → |
| Interest-bearing deposits | 641,696,000 | USD | evidence → |
| Noninterest-bearing deposits | 152,851,000 | USD | evidence → |
| Equity capital | 76,323,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 37,983,000 | USD | evidence → |
| Interest expense | 7,770,000 | USD | evidence → |
| Net interest income | 30,213,000 | USD | evidence → |
| Noninterest income | 5,540,000 | USD | evidence → |
| Noninterest expense | 24,518,000 | USD | evidence → |
| Provision for loan losses | 2,550,000 | USD | evidence → |
| Pretax income | 9,118,000 | USD | evidence → |
| Income tax | 2,936,000 | USD | evidence → |
| Net income | 6,182,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 74,820,000 | USD | evidence → |
| Total capital | 92,389,000 | USD | evidence → |
| Risk-weighted assets | 721,842,000 | USD | evidence → |