Call report 2008Q4
UNITY BANK — 2008Q4
The 22 measures UNITY BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 897,635,000 | USD | evidence → |
| Total loans | 685,946,000 | USD | evidence → |
| Allowance for loan losses | 10,326,000 | USD | evidence → |
| Securities available for sale | 117,254,000 | USD | evidence → |
| Securities held to maturity | 32,161,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 713,380,000 | USD | evidence → |
| Interest-bearing deposits | 633,443,000 | USD | evidence → |
| Noninterest-bearing deposits | 79,937,000 | USD | evidence → |
| Equity capital | 68,810,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 50,766,000 | USD | evidence → |
| Interest expense | 23,346,000 | USD | evidence → |
| Net interest income | 27,420,000 | USD | evidence → |
| Noninterest income | 4,589,000 | USD | evidence → |
| Noninterest expense | 22,902,000 | USD | evidence → |
| Provision for loan losses | 4,500,000 | USD | evidence → |
| Pretax income | 2,755,000 | USD | evidence → |
| Income tax | 684,000 | USD | evidence → |
| Net income | 2,071,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 69,049,000 | USD | evidence → |
| Total capital | 86,260,000 | USD | evidence → |
| Risk-weighted assets | 695,143,000 | USD | evidence → |