Call report 2005Q4
UNITY BANK — 2005Q4
The 22 measures UNITY BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 613,013,000 | USD | evidence → |
| Total loans | 448,567,000 | USD | evidence → |
| Allowance for loan losses | 6,892,000 | USD | evidence → |
| Securities available for sale | 62,988,000 | USD | evidence → |
| Securities held to maturity | 40,748,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 522,527,000 | USD | evidence → |
| Interest-bearing deposits | 442,495,000 | USD | evidence → |
| Noninterest-bearing deposits | 80,032,000 | USD | evidence → |
| Equity capital | 42,734,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 33,820,000 | USD | evidence → |
| Interest expense | 11,415,000 | USD | evidence → |
| Net interest income | 22,405,000 | USD | evidence → |
| Noninterest income | 8,070,000 | USD | evidence → |
| Noninterest expense | 18,564,000 | USD | evidence → |
| Provision for loan losses | 1,850,000 | USD | evidence → |
| Pretax income | 10,077,000 | USD | evidence → |
| Income tax | 3,763,000 | USD | evidence → |
| Net income | 6,314,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 42,260,000 | USD | evidence → |
| Total capital | 54,473,000 | USD | evidence → |
| Risk-weighted assets | 496,386,000 | USD | evidence → |