Call report 2003Q4
UNITY BANK — 2003Q4
The 22 measures UNITY BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 465,967,000 | USD | evidence → |
| Total loans | 339,757,000 | USD | evidence → |
| Allowance for loan losses | 5,352,000 | USD | evidence → |
| Securities available for sale | 77,833,000 | USD | evidence → |
| Securities held to maturity | 13,070,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 416,116,000 | USD | evidence → |
| Interest-bearing deposits | 329,314,000 | USD | evidence → |
| Noninterest-bearing deposits | 86,802,000 | USD | evidence → |
| Equity capital | 31,714,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 24,895,000 | USD | evidence → |
| Interest expense | 6,890,000 | USD | evidence → |
| Net interest income | 18,005,000 | USD | evidence → |
| Noninterest income | 8,157,000 | USD | evidence → |
| Noninterest expense | 17,270,000 | USD | evidence → |
| Provision for loan losses | 1,600,000 | USD | evidence → |
| Pretax income | 7,436,000 | USD | evidence → |
| Income tax | 2,750,000 | USD | evidence → |
| Net income | 4,686,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 32,223,000 | USD | evidence → |
| Total capital | 42,686,000 | USD | evidence → |
| Risk-weighted assets | 356,220,000 | USD | evidence → |