Call report 2002Q4
UNITY BANK — 2002Q4
The 22 measures UNITY BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 432,050,000 | USD | evidence → |
| Total loans | 311,794,000 | USD | evidence → |
| Allowance for loan losses | 4,094,000 | USD | evidence → |
| Securities available for sale | 54,936,000 | USD | evidence → |
| Securities held to maturity | 25,400,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 388,234,000 | USD | evidence → |
| Interest-bearing deposits | 312,667,000 | USD | evidence → |
| Noninterest-bearing deposits | 75,567,000 | USD | evidence → |
| Equity capital | 29,818,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 24,292,000 | USD | evidence → |
| Interest expense | 8,481,000 | USD | evidence → |
| Net interest income | 15,811,000 | USD | evidence → |
| Noninterest income | 7,761,000 | USD | evidence → |
| Noninterest expense | 15,464,000 | USD | evidence → |
| Provision for loan losses | 2,350,000 | USD | evidence → |
| Pretax income | 5,986,000 | USD | evidence → |
| Income tax | 2,111,000 | USD | evidence → |
| Net income | 3,875,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,509,000 | USD | evidence → |
| Total capital | 33,541,000 | USD | evidence → |
| Risk-weighted assets | 322,460,000 | USD | evidence → |