Call reports 2016
FIRST SECURITY BANK OF MALTA — 2016
What FIRST SECURITY BANK OF MALTA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 34,276,000 | 33,459,000 | 33,963,000 | 35,673,000 |
| Total loans | 20,647,000 | 20,825,000 | 20,478,000 | 19,100,000 |
| Allowance for loan losses | 309,000 | 278,000 | 260,000 | 221,000 |
| Securities available for sale | 5,618,000 | 5,421,000 | 6,176,000 | 5,653,000 |
| Securities held to maturity | 70,000 | 70,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,527,000 | 29,591,000 | 29,988,000 | 32,016,000 |
| Interest-bearing deposits | 24,239,000 | 24,093,000 | 24,971,000 | 25,583,000 |
| Noninterest-bearing deposits | 6,287,000 | 5,499,000 | 5,017,000 | 6,433,000 |
| Equity capital | 3,678,000 | 3,773,000 | 3,829,000 | 3,601,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 388,000 | 798,000 | 1,215,000 | 1,619,000 |
| Interest expense | 44,000 | 90,000 | 141,000 | 195,000 |
| Net interest income | 344,000 | 708,000 | 1,074,000 | 1,424,000 |
| Noninterest income | 59,000 | 117,000 | 174,000 | 236,000 |
| Noninterest expense | 308,000 | 621,000 | 959,000 | 1,278,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 95,000 | 204,000 | 299,000 | 392,000 |
| Income tax | 36,000 | 79,000 | 115,000 | 151,000 |
| Net income | 59,000 | 125,000 | 184,000 | 241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,634,000 | 3,701,000 | 3,759,000 | 3,666,000 |
| Total capital | 3,878,000 | 3,953,000 | 4,004,000 | 3,887,000 |
| Risk-weighted assets | 19,495,000 | 20,171,000 | 19,615,000 | 18,947,000 |