Call reports 2015
FIRST SECURITY BANK OF MALTA — 2015
What FIRST SECURITY BANK OF MALTA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 33,392,000 | 32,373,000 | 33,195,000 | 34,042,000 |
| Total loans | 19,253,000 | 22,184,000 | 22,194,000 | 20,360,000 |
| Allowance for loan losses | 322,000 | 322,000 | 312,000 | 309,000 |
| Securities available for sale | 7,097,000 | 6,766,000 | 6,559,000 | 5,772,000 |
| Securities held to maturity | 140,000 | 140,000 | 70,000 | 70,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,714,000 | 28,708,000 | 29,337,000 | 30,400,000 |
| Interest-bearing deposits | 23,351,000 | 23,397,000 | 23,453,000 | 23,703,000 |
| Noninterest-bearing deposits | 6,363,000 | 5,311,000 | 5,885,000 | 6,696,000 |
| Equity capital | 3,540,000 | 3,576,000 | 3,701,000 | 3,584,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 376,000 | 795,000 | 1,227,000 | 1,649,000 |
| Interest expense | 43,000 | 85,000 | 131,000 | 175,000 |
| Net interest income | 333,000 | 710,000 | 1,096,000 | 1,474,000 |
| Noninterest income | 56,000 | 124,000 | 190,000 | 252,000 |
| Noninterest expense | 306,000 | 620,000 | 932,000 | 1,254,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 83,000 | 214,000 | 354,000 | 472,000 |
| Income tax | 31,000 | 81,000 | 135,000 | 180,000 |
| Net income | 52,000 | 133,000 | 219,000 | 292,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,485,000 | 3,576,000 | 3,653,000 | 3,575,000 |
| Total capital | 3,727,000 | 3,832,000 | 3,909,000 | 3,822,000 |
| Risk-weighted assets | 19,335,000 | 20,410,000 | 20,431,000 | 19,675,000 |