Call reports 2014
FIRST SECURITY BANK OF MALTA — 2014
What FIRST SECURITY BANK OF MALTA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 33,315,000 | 32,863,000 | 32,467,000 | 34,678,000 |
| Total loans | 17,036,000 | 19,067,000 | 21,025,000 | 19,267,000 |
| Allowance for loan losses | 325,000 | 322,000 | 319,000 | 318,000 |
| Securities available for sale | 7,876,000 | 7,739,000 | 7,457,000 | 7,269,000 |
| Securities held to maturity | 685,000 | 685,000 | 140,000 | 140,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,158,000 | 28,248,000 | 27,441,000 | 30,525,000 |
| Interest-bearing deposits | 23,516,000 | 23,552,000 | 22,766,000 | 23,497,000 |
| Noninterest-bearing deposits | 5,642,000 | 4,696,000 | 4,675,000 | 7,028,000 |
| Equity capital | 3,432,000 | 3,552,000 | 3,598,000 | 3,449,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 343,000 | 725,000 | 1,135,000 | 1,539,000 |
| Interest expense | 55,000 | 114,000 | 178,000 | 234,000 |
| Net interest income | 288,000 | 611,000 | 957,000 | 1,305,000 |
| Noninterest income | 393,000 | 455,000 | 518,000 | 583,000 |
| Noninterest expense | 324,000 | 623,000 | 934,000 | 1,239,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 357,000 | 443,000 | 541,000 | 649,000 |
| Income tax | 136,000 | 166,000 | 203,000 | 245,000 |
| Net income | 221,000 | 277,000 | 338,000 | 404,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,501,000 | 3,514,000 | 3,575,000 | 3,433,000 |
| Total capital | 3,728,000 | 3,764,000 | 3,841,000 | 3,682,000 |
| Risk-weighted assets | 18,037,000 | 19,905,000 | 21,213,000 | 19,832,000 |