Call reports 2013
FIRST SECURITY BANK OF MALTA — 2013
What FIRST SECURITY BANK OF MALTA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 31,193,000 | 31,694,000 | 30,935,000 | 33,695,000 |
| Total loans | 15,257,000 | 17,708,000 | 18,211,000 | 16,202,000 |
| Allowance for loan losses | 326,000 | 320,000 | 324,000 | 325,000 |
| Securities available for sale | 5,554,000 | 7,346,000 | 7,108,000 | 7,305,000 |
| Securities held to maturity | 785,000 | 785,000 | 685,000 | 685,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,719,000 | 27,136,000 | 26,508,000 | 29,987,000 |
| Interest-bearing deposits | 23,096,000 | 22,185,000 | 21,740,000 | 25,628,000 |
| Noninterest-bearing deposits | 4,623,000 | 4,951,000 | 4,768,000 | 4,359,000 |
| Equity capital | 3,237,000 | 3,075,000 | 3,182,000 | 3,166,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 315,000 | 652,000 | 1,036,000 | 1,381,000 |
| Interest expense | 49,000 | 104,000 | 173,000 | 218,000 |
| Net interest income | 266,000 | 548,000 | 863,000 | 1,163,000 |
| Noninterest income | 242,000 | 300,000 | 358,000 | 419,000 |
| Noninterest expense | 316,000 | 612,000 | 894,000 | 1,198,000 |
| Provision for loan losses | 1,000 | 1,000 | 1,000 | 1,000 |
| Pretax income | 191,000 | 303,000 | 394,000 | 451,000 |
| Income tax | 57,000 | 102,000 | 136,000 | 155,000 |
| Net income | 134,000 | 201,000 | 258,000 | 296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,824,000 | 2,891,000 | 2,948,000 | 3,237,000 |
| Total capital | 3,021,000 | 3,117,000 | 3,197,000 | 3,458,000 |
| Risk-weighted assets | 15,667,000 | 17,961,000 | 19,811,000 | 17,557,000 |