Call reports 2012
FIRST SECURITY BANK OF MALTA — 2012
What FIRST SECURITY BANK OF MALTA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 38,871,000 | 33,056,000 | 31,667,000 | 32,426,000 |
| Total loans | 19,351,000 | 16,463,000 | 15,656,000 | 14,722,000 |
| Allowance for loan losses | 306,000 | 310,000 | 320,000 | 325,000 |
| Securities available for sale | 6,022,000 | 5,488,000 | 5,524,000 | 4,989,000 |
| Securities held to maturity | 940,000 | 940,000 | 850,000 | 850,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,855,000 | 30,633,000 | 29,126,000 | 29,194,000 |
| Interest-bearing deposits | 29,291,000 | 26,415,000 | 24,787,000 | 23,755,000 |
| Noninterest-bearing deposits | 5,564,000 | 4,218,000 | 4,339,000 | 5,439,000 |
| Equity capital | 3,106,000 | 2,297,000 | 2,370,000 | 3,117,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 467,000 | 858,000 | 1,213,000 | 1,543,000 |
| Interest expense | 92,000 | 139,000 | 198,000 | 251,000 |
| Net interest income | 375,000 | 719,000 | 1,015,000 | 1,292,000 |
| Noninterest income | 65,000 | 191,000 | 260,000 | 317,000 |
| Noninterest expense | 328,000 | 4,339,000 | 4,689,000 | 3,609,000 |
| Provision for loan losses | 5,000 | 9,000 | 13,000 | 18,000 |
| Pretax income | 107,000 | -3,438,000 | -3,427,000 | -2,018,000 |
| Income tax | 39,000 | -1,419,000 | -1,419,000 | -788,000 |
| Net income | 68,000 | -2,019,000 | -2,008,000 | -1,230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,964,000 | 1,117,000 | 1,167,000 | 2,690,000 |
| Total capital | 3,235,000 | 1,319,000 | 1,385,000 | 2,892,000 |
| Risk-weighted assets | 21,609,000 | 18,051,000 | 17,344,000 | 16,009,000 |