Call reports 2010
FIRST SECURITY BANK OF MALTA — 2010
What FIRST SECURITY BANK OF MALTA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 29,632,000 | 30,419,000 | 30,868,000 | 33,418,000 |
| Total loans | 17,372,000 | 18,224,000 | 18,673,000 | 18,093,000 |
| Allowance for loan losses | 336,000 | 279,000 | 280,000 | 280,000 |
| Securities available for sale | 6,629,000 | 5,604,000 | 4,673,000 | 5,237,000 |
| Securities held to maturity | 1,110,000 | 1,110,000 | 1,060,000 | 1,060,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,482,000 | 27,147,000 | 27,468,000 | 29,361,000 |
| Interest-bearing deposits | 22,967,000 | 23,620,000 | 23,923,000 | 25,359,000 |
| Noninterest-bearing deposits | 3,515,000 | 3,527,000 | 3,545,000 | 4,001,000 |
| Equity capital | 2,903,000 | 2,980,000 | 3,039,000 | 2,888,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 450,000 | 903,000 | 1,371,000 | 1,862,000 |
| Interest expense | 83,000 | 169,000 | 254,000 | 405,000 |
| Net interest income | 367,000 | 734,000 | 1,117,000 | 1,457,000 |
| Noninterest income | 60,000 | 159,000 | 234,000 | 311,000 |
| Noninterest expense | 323,000 | 685,000 | 1,032,000 | 1,380,000 |
| Provision for loan losses | 5,000 | 9,000 | 14,000 | 32,000 |
| Pretax income | 99,000 | 199,000 | 305,000 | 356,000 |
| Income tax | 37,000 | 71,000 | 109,000 | 125,000 |
| Net income | 62,000 | 128,000 | 196,000 | 231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,754,000 | 2,820,000 | 2,888,000 | 2,773,000 |
| Total capital | 2,984,000 | 3,059,000 | 3,146,000 | 3,048,000 |
| Risk-weighted assets | 18,272,000 | 19,119,000 | 20,587,000 | 23,081,000 |