Call reports 2009
FIRST SECURITY BANK OF MALTA — 2009
What FIRST SECURITY BANK OF MALTA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 30,235,000 | 30,376,000 | 29,668,000 | 31,745,000 |
| Total loans | 16,455,000 | 17,545,000 | 18,954,000 | 17,107,000 |
| Allowance for loan losses | 225,000 | 411,000 | 412,000 | 326,000 |
| Securities available for sale | 7,680,000 | 7,086,000 | 6,610,000 | 6,585,000 |
| Securities held to maturity | 1,257,000 | 1,257,000 | 1,208,000 | 1,110,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,104,000 | 27,285,000 | 26,405,000 | 28,636,000 |
| Interest-bearing deposits | 23,386,000 | 23,273,000 | 22,906,000 | 24,356,000 |
| Noninterest-bearing deposits | 3,718,000 | 4,012,000 | 3,499,000 | 4,280,000 |
| Equity capital | 2,821,000 | 2,789,000 | 2,886,000 | 2,840,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 443,000 | 922,000 | 1,388,000 | 1,845,000 |
| Interest expense | 106,000 | 202,000 | 298,000 | 385,000 |
| Net interest income | 337,000 | 720,000 | 1,090,000 | 1,460,000 |
| Noninterest income | 69,000 | 148,000 | 211,000 | 276,000 |
| Noninterest expense | 319,000 | 657,000 | 988,000 | 1,381,000 |
| Provision for loan losses | 5,000 | 189,000 | 194,000 | 208,000 |
| Pretax income | 82,000 | 22,000 | 119,000 | 145,000 |
| Income tax | 29,000 | 1,000 | 35,000 | 42,000 |
| Net income | 53,000 | 21,000 | 84,000 | 103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,681,000 | 2,649,000 | 2,712,000 | 2,692,000 |
| Total capital | 2,906,000 | 2,884,000 | 2,965,000 | 2,936,000 |
| Risk-weighted assets | 18,652,000 | 18,660,000 | 20,081,000 | 19,420,000 |