Call reports 2008
FIRST SECURITY BANK OF MALTA — 2008
What FIRST SECURITY BANK OF MALTA reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 29,080,000 | 29,431,000 | 30,593,000 | 30,217,000 |
| Total loans | 16,289,000 | 17,031,000 | 17,534,000 | 16,108,000 |
| Allowance for loan losses | 231,000 | 228,000 | 235,000 | 219,000 |
| Securities available for sale | 5,424,000 | 5,671,000 | 6,420,000 | 8,147,000 |
| Securities held to maturity | 1,272,000 | 1,272,000 | 1,257,000 | 1,257,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,083,000 | 26,536,000 | 27,484,000 | 27,166,000 |
| Interest-bearing deposits | 22,591,000 | 22,849,000 | 24,066,000 | 22,891,000 |
| Noninterest-bearing deposits | 3,492,000 | 3,687,000 | 3,419,000 | 4,275,000 |
| Equity capital | 2,655,000 | 2,658,000 | 2,798,000 | 2,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 526,000 | 1,017,000 | 1,540,000 | 2,038,000 |
| Interest expense | 184,000 | 329,000 | 466,000 | 595,000 |
| Net interest income | 342,000 | 688,000 | 1,074,000 | 1,443,000 |
| Noninterest income | 55,000 | 151,000 | 219,000 | 291,000 |
| Noninterest expense | 322,000 | 631,000 | 935,000 | 1,245,000 |
| Provision for loan losses | 5,000 | 9,000 | 14,000 | 18,000 |
| Pretax income | 70,000 | 199,000 | 344,000 | 471,000 |
| Income tax | 22,000 | 69,000 | 122,000 | 173,000 |
| Net income | 48,000 | 130,000 | 222,000 | 298,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,612,000 | 2,694,000 | 2,786,000 | 2,630,000 |
| Total capital | 2,834,000 | 2,922,000 | 3,021,000 | 2,849,000 |
| Risk-weighted assets | 18,834,000 | 18,352,000 | 18,960,000 | 18,398,000 |