Call reports 2007
FIRST SECURITY BANK OF MALTA — 2007
What FIRST SECURITY BANK OF MALTA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 27,123,000 | 26,426,000 | 26,461,000 | 29,411,000 |
| Total loans | 16,231,000 | 17,653,000 | 16,733,000 | 15,131,000 |
| Allowance for loan losses | 239,000 | 270,000 | 247,000 | 224,000 |
| Securities available for sale | 4,073,000 | 3,759,000 | 3,992,000 | 4,942,000 |
| Securities held to maturity | 1,581,000 | 1,581,000 | 1,281,000 | 1,281,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,258,000 | 23,495,000 | 23,306,000 | 26,527,000 |
| Interest-bearing deposits | 20,969,000 | 20,486,000 | 19,875,000 | 22,382,000 |
| Noninterest-bearing deposits | 3,289,000 | 3,009,000 | 3,432,000 | 4,145,000 |
| Equity capital | 2,556,000 | 2,632,000 | 2,756,000 | 2,571,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 543,000 | 1,092,000 | 1,666,000 | 2,233,000 |
| Interest expense | 176,000 | 357,000 | 541,000 | 731,000 |
| Net interest income | 367,000 | 735,000 | 1,125,000 | 1,502,000 |
| Noninterest income | 54,000 | 110,000 | 167,000 | 226,000 |
| Noninterest expense | 308,000 | 596,000 | 885,000 | 1,220,000 |
| Provision for loan losses | 5,000 | 9,000 | 14,000 | 18,000 |
| Pretax income | 108,000 | 240,000 | 393,000 | 490,000 |
| Income tax | 36,000 | 86,000 | 140,000 | 172,000 |
| Net income | 72,000 | 154,000 | 253,000 | 318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,577,000 | 2,660,000 | 2,759,000 | 2,564,000 |
| Total capital | 2,795,000 | 2,871,000 | 2,972,000 | 2,778,000 |
| Risk-weighted assets | 17,390,000 | 16,789,000 | 17,024,000 | 17,078,000 |