Call reports 2006
FIRST SECURITY BANK OF MALTA — 2006
What FIRST SECURITY BANK OF MALTA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 24,661,000 | 26,221,000 | 25,623,000 | 27,632,000 |
| Total loans | 16,993,000 | 17,021,000 | 18,049,000 | 16,386,000 |
| Allowance for loan losses | 240,000 | 237,000 | 242,000 | 232,000 |
| Securities available for sale | 3,782,000 | 3,740,000 | 3,753,000 | 4,233,000 |
| Securities held to maturity | 1,591,000 | 1,591,000 | 1,591,000 | 1,591,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,962,000 | 23,446,000 | 22,598,000 | 24,857,000 |
| Interest-bearing deposits | 19,356,000 | 20,411,000 | 19,662,000 | 21,221,000 |
| Noninterest-bearing deposits | 2,606,000 | 3,035,000 | 2,937,000 | 3,635,000 |
| Equity capital | 2,478,000 | 2,568,000 | 2,704,000 | 2,474,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 483,000 | 1,005,000 | 1,556,000 | 2,114,000 |
| Interest expense | 122,000 | 257,000 | 411,000 | 576,000 |
| Net interest income | 361,000 | 748,000 | 1,145,000 | 1,538,000 |
| Noninterest income | 57,000 | 119,000 | 182,000 | 229,000 |
| Noninterest expense | 296,000 | 586,000 | 870,000 | 1,259,000 |
| Provision for loan losses | 5,000 | 9,000 | 14,000 | 18,000 |
| Pretax income | 117,000 | 272,000 | 443,000 | 490,000 |
| Income tax | 40,000 | 95,000 | 156,000 | 170,000 |
| Net income | 77,000 | 177,000 | 287,000 | 320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,537,000 | 2,637,000 | 2,747,000 | 2,505,000 |
| Total capital | 2,754,000 | 2,833,000 | 2,961,000 | 2,726,000 |
| Risk-weighted assets | 17,302,000 | 15,645,000 | 16,577,000 | 17,686,000 |