Call reports 2005
FIRST SECURITY BANK OF MALTA — 2005
What FIRST SECURITY BANK OF MALTA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 24,372,000 | 24,812,000 | 24,749,000 | 25,567,000 |
| Total loans | 16,146,000 | 17,598,000 | 17,684,000 | 16,453,000 |
| Allowance for loan losses | 225,000 | 230,000 | 230,000 | 233,000 |
| Securities available for sale | 4,225,000 | 3,946,000 | 3,868,000 | 3,808,000 |
| Securities held to maturity | 1,391,000 | 1,391,000 | 1,591,000 | 1,591,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,842,000 | 22,163,000 | 21,471,000 | 22,906,000 |
| Interest-bearing deposits | 19,319,000 | 19,239,000 | 18,924,000 | 18,907,000 |
| Noninterest-bearing deposits | 2,523,000 | 2,924,000 | 2,547,000 | 3,999,000 |
| Equity capital | 2,344,000 | 2,453,000 | 2,521,000 | 2,402,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 401,000 | 853,000 | 1,329,000 | 1,811,000 |
| Interest expense | 82,000 | 176,000 | 286,000 | 397,000 |
| Net interest income | 319,000 | 677,000 | 1,043,000 | 1,414,000 |
| Noninterest income | 56,000 | 113,000 | 180,000 | 233,000 |
| Noninterest expense | 268,000 | 545,000 | 833,000 | 1,173,000 |
| Provision for loan losses | 10,000 | 19,000 | 28,000 | 37,000 |
| Pretax income | 97,000 | 226,000 | 362,000 | 437,000 |
| Income tax | 32,000 | 77,000 | 126,000 | 151,000 |
| Net income | 65,000 | 149,000 | 236,000 | 286,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,389,000 | 2,474,000 | 2,561,000 | 2,460,000 |
| Total capital | 2,586,000 | 2,687,000 | 2,771,000 | 2,667,000 |
| Risk-weighted assets | 15,703,000 | 16,621,000 | 16,757,000 | 16,503,000 |