Call reports 2004
FIRST SECURITY BANK OF MALTA — 2004
What FIRST SECURITY BANK OF MALTA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 23,253,000 | 22,816,000 | 22,529,000 | 26,305,000 |
| Total loans | 14,823,000 | 15,422,000 | 16,194,000 | 15,441,000 |
| Allowance for loan losses | 238,000 | 269,000 | 275,000 | 217,000 |
| Securities available for sale | 4,274,000 | 3,757,000 | 3,211,000 | 3,824,000 |
| Securities held to maturity | 1,001,000 | 1,391,000 | 1,391,000 | 1,391,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,710,000 | 20,327,000 | 19,708,000 | 23,757,000 |
| Interest-bearing deposits | 18,081,000 | 17,751,000 | 16,579,000 | 19,330,000 |
| Noninterest-bearing deposits | 2,629,000 | 2,576,000 | 3,129,000 | 4,427,000 |
| Equity capital | 2,325,000 | 2,324,000 | 2,451,000 | 2,318,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 344,000 | 704,000 | 1,102,000 | 1,505,000 |
| Interest expense | 68,000 | 137,000 | 204,000 | 276,000 |
| Net interest income | 276,000 | 567,000 | 898,000 | 1,229,000 |
| Noninterest income | 62,000 | 128,000 | 237,000 | 280,000 |
| Noninterest expense | 258,000 | 515,000 | 789,000 | 1,078,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 68,000 | 156,000 | 310,000 | 383,000 |
| Income tax | 23,000 | 54,000 | 108,000 | 133,000 |
| Net income | 45,000 | 102,000 | 202,000 | 250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,294,000 | 2,351,000 | 2,451,000 | 2,324,000 |
| Total capital | 2,491,000 | 2,541,000 | 2,636,000 | 2,520,000 |
| Risk-weighted assets | 15,750,000 | 15,129,000 | 14,693,000 | 15,633,000 |