Call reports 2003
FIRST SECURITY BANK OF MALTA — 2003
What FIRST SECURITY BANK OF MALTA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 22,718,000 | 24,016,000 | 22,250,000 | 23,756,000 |
| Total loans | 16,323,000 | 16,208,000 | 15,743,000 | 14,817,000 |
| Allowance for loan losses | 285,000 | 292,000 | 303,000 | 232,000 |
| Securities available for sale | 2,791,000 | 2,695,000 | 2,500,000 | 3,347,000 |
| Securities held to maturity | 881,000 | 881,000 | 881,000 | 866,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,246,000 | 21,457,000 | 19,620,000 | 21,279,000 |
| Interest-bearing deposits | 17,739,000 | 18,067,000 | 17,202,000 | 17,961,000 |
| Noninterest-bearing deposits | 2,507,000 | 3,390,000 | 2,418,000 | 3,318,000 |
| Equity capital | 2,285,000 | 2,355,000 | 2,404,000 | 2,270,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 367,000 | 741,000 | 1,111,000 | 1,467,000 |
| Interest expense | 90,000 | 177,000 | 255,000 | 328,000 |
| Net interest income | 277,000 | 564,000 | 856,000 | 1,139,000 |
| Noninterest income | 56,000 | 124,000 | 193,000 | 258,000 |
| Noninterest expense | 238,000 | 491,000 | 734,000 | 1,004,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 83,000 | 173,000 | 279,000 | 345,000 |
| Income tax | 31,000 | 61,000 | 99,000 | 122,000 |
| Net income | 52,000 | 112,000 | 180,000 | 223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,253,000 | 2,313,000 | 2,382,000 | 2,249,000 |
| Total capital | 2,459,000 | 2,515,000 | 2,575,000 | 2,446,000 |
| Risk-weighted assets | 16,395,000 | 16,074,000 | 15,311,000 | 15,755,000 |