Call reports 2002
FIRST SECURITY BANK OF MALTA — 2002
What FIRST SECURITY BANK OF MALTA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 21,586,000 | 22,752,000 | 22,466,000 | 22,871,000 |
| Total loans | 15,711,000 | 16,355,000 | 16,500,000 | 15,400,000 |
| Allowance for loan losses | 307,000 | 315,000 | 315,000 | 305,000 |
| Securities available for sale | 3,209,000 | 2,903,000 | 2,302,000 | 1,919,000 |
| Securities held to maturity | 230,000 | 881,000 | 881,000 | 881,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,082,000 | 20,209,000 | 19,907,000 | 20,450,000 |
| Interest-bearing deposits | 16,964,000 | 17,766,000 | 17,491,000 | 17,292,000 |
| Noninterest-bearing deposits | 2,119,000 | 2,443,000 | 2,416,000 | 3,157,000 |
| Equity capital | 2,238,000 | 2,321,000 | 2,323,000 | 2,240,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 390,000 | 789,000 | 1,203,000 | 1,598,000 |
| Interest expense | 131,000 | 258,000 | 373,000 | 481,000 |
| Net interest income | 259,000 | 531,000 | 830,000 | 1,117,000 |
| Noninterest income | 54,000 | 115,000 | 186,000 | 250,000 |
| Noninterest expense | 226,000 | 463,000 | 705,000 | 950,000 |
| Provision for loan losses | 12,000 | 24,000 | 186,000 | 228,000 |
| Pretax income | 75,000 | 159,000 | 125,000 | 189,000 |
| Income tax | 16,000 | 47,000 | 23,000 | 53,000 |
| Net income | 59,000 | 112,000 | 102,000 | 136,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,244,000 | 2,297,000 | 2,287,000 | 2,201,000 |
| Total capital | 2,452,000 | 2,503,000 | 2,486,000 | 2,390,000 |
| Risk-weighted assets | 16,550,000 | 16,397,000 | 15,803,000 | 15,078,000 |