Call reports 2001
FIRST SECURITY BANK OF MALTA — 2001
What FIRST SECURITY BANK OF MALTA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 20,603,000 | 21,760,000 | 21,822,000 | 25,381,000 |
| Total loans | 15,272,000 | 16,387,000 | 16,765,000 | 15,692,000 |
| Allowance for loan losses | 230,000 | 239,000 | 277,000 | 294,000 |
| Securities available for sale | 2,517,000 | 2,248,000 | 2,656,000 | 2,906,000 |
| Securities held to maturity | 237,000 | 237,000 | 237,000 | 237,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,095,000 | 19,203,000 | 19,151,000 | 22,940,000 |
| Interest-bearing deposits | 15,597,000 | 16,846,000 | 16,795,000 | 19,825,000 |
| Noninterest-bearing deposits | 2,498,000 | 2,357,000 | 2,357,000 | 3,115,000 |
| Equity capital | 2,208,000 | 2,288,000 | 2,357,000 | 2,202,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 471,000 | 943,000 | 1,408,000 | 1,833,000 |
| Interest expense | 192,000 | 380,000 | 562,000 | 722,000 |
| Net interest income | 279,000 | 563,000 | 846,000 | 1,111,000 |
| Noninterest income | 51,000 | 123,000 | 196,000 | 259,000 |
| Noninterest expense | 232,000 | 449,000 | 680,000 | 928,000 |
| Provision for loan losses | 12,000 | 24,000 | 76,000 | 99,000 |
| Pretax income | 86,000 | 213,000 | 286,000 | 343,000 |
| Income tax | 32,000 | 80,000 | 102,000 | 121,000 |
| Net income | 54,000 | 133,000 | 184,000 | 222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,175,000 | 2,288,000 | 2,316,000 | 2,185,000 |
| Total capital | 2,357,000 | 2,480,000 | 2,516,000 | 2,372,000 |
| Risk-weighted assets | 14,510,000 | 15,341,000 | 15,927,000 | 14,877,000 |