Call reports 2026
BANK OF DESOTO, NATIONAL ASSOCIATION — 2026
What BANK OF DESOTO, NATIONAL ASSOCIATION reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 261,753,000 | 264,575,000 |
| Total loans | 152,178,000 | 152,353,000 |
| Allowance for loan losses | 1,592,000 | 1,500,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 23,791,000 | 23,271,000 |
| Trading assets | 0 | 0 |
| Total deposits | 234,566,000 | 237,251,000 |
| Interest-bearing deposits | 165,090,000 | 168,772,000 |
| Noninterest-bearing deposits | 69,476,000 | 68,479,000 |
| Equity capital | 26,626,000 | 26,726,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,347,000 | 8,792,000 |
| Interest expense | 1,306,000 | 2,607,000 |
| Net interest income | 3,041,000 | 6,185,000 |
| Noninterest income | 128,000 | 254,000 |
| Noninterest expense | 2,060,000 | 4,179,000 |
| Provision for loan losses | 120,000 | 120,000 |
| Pretax income | 989,000 | 2,140,000 |
| Income tax | 0 | 0 |
| Net income | 989,000 | 2,140,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 26,626,000 | 26,726,000 |