Call reports 2025
BANK OF DESOTO, NATIONAL ASSOCIATION — 2025
What BANK OF DESOTO, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 267,104,000 | 271,969,000 | 262,808,000 | 265,894,000 |
| Total loans | 164,297,000 | 159,208,000 | 158,663,000 | 155,207,000 |
| Allowance for loan losses | 1,477,000 | 1,522,000 | 1,808,000 | 1,648,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,060,000 | 8,089,000 | 6,343,000 | 25,810,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 240,006,000 | 244,894,000 | 235,361,000 | 238,655,000 |
| Interest-bearing deposits | 169,983,000 | 174,387,000 | 168,446,000 | 164,844,000 |
| Noninterest-bearing deposits | 70,023,000 | 70,507,000 | 66,915,000 | 73,811,000 |
| Equity capital | 26,443,000 | 26,393,000 | 26,766,000 | 26,687,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,675,000 | 9,362,000 | 14,141,000 | 18,558,000 |
| Interest expense | 1,508,000 | 3,014,000 | 4,522,000 | 5,901,000 |
| Net interest income | 3,167,000 | 6,348,000 | 9,619,000 | 12,657,000 |
| Noninterest income | 188,000 | 333,000 | 500,000 | 645,000 |
| Noninterest expense | 1,892,000 | 3,976,000 | 5,953,000 | 8,166,000 |
| Provision for loan losses | 100,000 | 300,000 | 600,000 | 600,000 |
| Pretax income | 1,363,000 | 2,405,000 | 3,566,000 | 4,536,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,363,000 | 2,405,000 | 3,566,000 | 4,536,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,443,000 | 26,393,000 | 26,766,000 | 26,687,000 |