Call reports 2024
BANK OF DESOTO, NATIONAL ASSOCIATION — 2024
What BANK OF DESOTO, NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 227,757,000 | 228,718,000 | 252,592,000 | 263,660,000 |
| Total loans | 162,895,000 | 161,839,000 | 161,679,000 | 166,761,000 |
| Allowance for loan losses | 1,815,000 | 1,681,000 | 1,719,000 | 1,609,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,442,000 | 7,972,000 | 8,001,000 | 8,030,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,124,000 | 202,831,000 | 226,342,000 | 236,814,000 |
| Interest-bearing deposits | 132,754,000 | 135,697,000 | 158,600,000 | 169,760,000 |
| Noninterest-bearing deposits | 69,370,000 | 67,134,000 | 67,742,000 | 67,054,000 |
| Equity capital | 24,602,000 | 25,435,000 | 25,608,000 | 26,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,456,000 | 8,817,000 | 13,543,000 | 18,357,000 |
| Interest expense | 1,293,000 | 2,598,000 | 4,098,000 | 5,831,000 |
| Net interest income | 3,163,000 | 6,219,000 | 9,445,000 | 12,526,000 |
| Noninterest income | 141,000 | 290,000 | 420,000 | 552,000 |
| Noninterest expense | 2,201,000 | 4,372,000 | 6,411,000 | 8,401,000 |
| Provision for loan losses | 0 | 200,000 | 250,000 | 250,000 |
| Pretax income | 1,103,000 | 1,937,000 | 3,204,000 | 4,427,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,103,000 | 1,937,000 | 3,204,000 | 4,427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,602,000 | 25,435,000 | 25,608,000 | 26,175,000 |