Call reports 2023
BANK OF DESOTO, NATIONAL ASSOCIATION — 2023
What BANK OF DESOTO, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 245,297,000 | 228,795,000 | 232,703,000 | 230,000,000 |
| Total loans | 162,371,000 | 163,496,000 | 166,276,000 | 163,453,000 |
| Allowance for loan losses | 1,809,000 | 1,775,000 | 1,838,000 | 1,920,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 25,278,000 | 24,345,000 | 19,381,000 | 9,412,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,912,000 | 204,067,000 | 208,062,000 | 204,701,000 |
| Interest-bearing deposits | 129,880,000 | 125,497,000 | 132,799,000 | 131,450,000 |
| Noninterest-bearing deposits | 91,032,000 | 78,570,000 | 75,263,000 | 73,251,000 |
| Equity capital | 24,020,000 | 24,093,000 | 24,022,000 | 24,548,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,002,000 | 8,301,000 | 12,710,000 | 17,071,000 |
| Interest expense | 613,000 | 1,554,000 | 2,597,000 | 3,750,000 |
| Net interest income | 3,389,000 | 6,747,000 | 10,113,000 | 13,321,000 |
| Noninterest income | 146,000 | 314,000 | 541,000 | 702,000 |
| Noninterest expense | 1,947,000 | 3,856,000 | 6,045,000 | 8,538,000 |
| Provision for loan losses | 0 | 143,000 | 393,000 | 743,000 |
| Pretax income | 1,588,000 | 3,062,000 | 4,216,000 | 4,742,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,588,000 | 3,062,000 | 4,216,000 | 4,742,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,020,000 | 24,093,000 | 24,022,000 | 24,548,000 |