Call reports 2022
BANK OF DESOTO, NATIONAL ASSOCIATION — 2022
What BANK OF DESOTO, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 259,311,000 | 253,314,000 | 252,301,000 | 236,986,000 |
| Total loans | 143,756,000 | 144,972,000 | 149,556,000 | 155,243,000 |
| Allowance for loan losses | 1,350,000 | 1,428,000 | 1,449,000 | 1,234,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,239,000 | 20,232,000 | 25,146,000 | 25,212,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,653,000 | 230,644,000 | 228,985,000 | 212,060,000 |
| Interest-bearing deposits | 148,933,000 | 148,129,000 | 138,526,000 | 126,802,000 |
| Noninterest-bearing deposits | 87,720,000 | 82,515,000 | 90,459,000 | 85,258,000 |
| Equity capital | 22,432,000 | 22,432,000 | 23,040,000 | 24,611,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,981,000 | 6,367,000 | 10,096,000 | 14,108,000 |
| Interest expense | 166,000 | 320,000 | 535,000 | 866,000 |
| Net interest income | 2,815,000 | 6,047,000 | 9,561,000 | 13,242,000 |
| Noninterest income | 178,000 | 419,000 | 595,000 | 760,000 |
| Noninterest expense | 1,743,000 | 3,641,000 | 5,529,000 | 7,804,000 |
| Provision for loan losses | 50,000 | 50,000 | 150,000 | 150,000 |
| Pretax income | 1,200,000 | 2,775,000 | 4,477,000 | 6,048,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,200,000 | 2,775,000 | 4,477,000 | 6,048,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,432,000 | 22,432,000 | 23,040,000 | 24,611,000 |
| Total capital | — | 23,887,000 | 24,525,000 | — |
| Risk-weighted assets | — | 135,991,000 | 135,379,000 | — |