Call reports 2021
BANK OF DESOTO, NATIONAL ASSOCIATION — 2021
What BANK OF DESOTO, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 241,143,000 | 244,983,000 | 255,622,000 | 249,937,000 |
| Total loans | 138,743,000 | 141,018,000 | 140,940,000 | 142,664,000 |
| Allowance for loan losses | 1,285,000 | 1,226,000 | 1,297,000 | 1,277,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,247,000 | 2,248,000 | 1,239,000 | 1,239,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,313,000 | 223,763,000 | 233,520,000 | 227,938,000 |
| Interest-bearing deposits | 143,060,000 | 145,338,000 | 148,993,000 | 150,462,000 |
| Noninterest-bearing deposits | 76,253,000 | 78,425,000 | 84,527,000 | 77,476,000 |
| Equity capital | 21,486,000 | 20,923,000 | 21,777,000 | 21,757,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,316,000 | 6,442,000 | 9,345,000 | 12,348,000 |
| Interest expense | 267,000 | 526,000 | 778,000 | 1,013,000 |
| Net interest income | 3,049,000 | 5,916,000 | 8,567,000 | 11,335,000 |
| Noninterest income | 164,000 | 342,000 | 542,000 | 740,000 |
| Noninterest expense | 1,629,000 | 3,387,000 | 5,334,000 | 7,264,000 |
| Provision for loan losses | 200,000 | 300,000 | 350,000 | 400,000 |
| Pretax income | 1,384,000 | 2,571,000 | 3,425,000 | 4,411,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,384,000 | 2,571,000 | 3,425,000 | 4,411,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,486,000 | 20,923,000 | 21,777,000 | 21,757,000 |