Call reports 2020
BANK OF DESOTO, NATIONAL ASSOCIATION — 2020
What BANK OF DESOTO, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 192,655,000 | 224,850,000 | 230,300,000 | 224,163,000 |
| Total loans | 115,209,000 | 126,668,000 | 131,712,000 | 133,304,000 |
| Allowance for loan losses | 767,000 | 1,004,000 | 1,219,000 | 1,160,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,244,000 | 2,244,000 | 2,245,000 | 2,246,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,724,000 | 203,729,000 | 209,242,000 | 202,993,000 |
| Interest-bearing deposits | 119,375,000 | 133,469,000 | 133,557,000 | 133,311,000 |
| Noninterest-bearing deposits | 52,349,000 | 70,260,000 | 75,685,000 | 69,682,000 |
| Equity capital | 20,704,000 | 20,878,000 | 20,689,000 | 20,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,767,000 | 5,966,000 | 8,563,000 | 11,354,000 |
| Interest expense | 449,000 | 865,000 | 1,228,000 | 1,541,000 |
| Net interest income | 2,318,000 | 5,101,000 | 7,335,000 | 9,813,000 |
| Noninterest income | 184,000 | 345,000 | 538,000 | 701,000 |
| Noninterest expense | 1,535,000 | 3,218,000 | 4,759,000 | 6,499,000 |
| Provision for loan losses | 100,000 | 400,000 | 600,000 | 600,000 |
| Pretax income | 867,000 | 1,828,000 | 2,514,000 | 3,415,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 867,000 | 1,828,000 | 2,514,000 | 3,415,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,704,000 | 20,878,000 | 20,689,000 | 20,846,000 |
| Total capital | 21,515,000 | 21,927,000 | — | — |
| Risk-weighted assets | 119,997,000 | 134,916,000 | — | — |