Call reports 2019
BANK OF DESOTO, NATIONAL ASSOCIATION — 2019
What BANK OF DESOTO, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 177,963,000 | 177,714,000 | 180,859,000 | 180,369,000 |
| Total loans | 115,677,000 | 114,241,000 | 114,486,000 | 114,616,000 |
| Allowance for loan losses | 923,000 | 859,000 | 1,005,000 | 857,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,744,000 | 2,742,000 | 2,241,000 | 2,243,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,169,000 | 157,076,000 | 160,149,000 | 159,746,000 |
| Interest-bearing deposits | 103,342,000 | 102,412,000 | 106,711,000 | 110,162,000 |
| Noninterest-bearing deposits | 53,827,000 | 54,664,000 | 53,438,000 | 49,584,000 |
| Equity capital | 20,649,000 | 20,433,000 | 20,426,000 | 20,450,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,832,000 | 5,703,000 | 8,484,000 | 11,332,000 |
| Interest expense | 307,000 | 666,000 | 1,053,000 | 1,469,000 |
| Net interest income | 2,525,000 | 5,037,000 | 7,431,000 | 9,863,000 |
| Noninterest income | 173,000 | 369,000 | 557,000 | 782,000 |
| Noninterest expense | 1,610,000 | 3,290,000 | 4,954,000 | 6,712,000 |
| Provision for loan losses | 100,000 | 250,000 | 300,000 | 300,000 |
| Pretax income | 988,000 | 1,866,000 | 2,734,000 | 3,633,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 988,000 | 1,866,000 | 2,734,000 | 3,633,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,649,000 | 20,433,000 | 20,426,000 | 20,450,000 |
| Total capital | 21,588,000 | 21,326,000 | 21,464,000 | 21,348,000 |
| Risk-weighted assets | 116,795,000 | 116,431,000 | 114,674,000 | 116,928,000 |