Call reports 2018
BANK OF DESOTO, NATIONAL ASSOCIATION — 2018
What BANK OF DESOTO, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 190,514,000 | 180,073,000 | 181,706,000 | 172,864,000 |
| Total loans | 114,055,000 | 116,301,000 | 116,311,000 | 118,172,000 |
| Allowance for loan losses | 981,000 | 1,090,000 | 917,000 | 930,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,752,000 | 2,750,000 | 2,748,000 | 2,746,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,128,000 | 159,535,000 | 160,704,000 | 152,046,000 |
| Interest-bearing deposits | 120,289,000 | 108,856,000 | 107,326,000 | 104,512,000 |
| Noninterest-bearing deposits | 49,839,000 | 50,679,000 | 53,378,000 | 47,534,000 |
| Equity capital | 20,236,000 | 20,362,000 | 20,686,000 | 20,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,794,000 | 5,629,000 | 8,535,000 | 11,442,000 |
| Interest expense | 277,000 | 547,000 | 809,000 | 1,097,000 |
| Net interest income | 2,517,000 | 5,082,000 | 7,726,000 | 10,345,000 |
| Noninterest income | 199,000 | 315,000 | 592,000 | 736,000 |
| Noninterest expense | 1,723,000 | 3,203,000 | 4,925,000 | 6,589,000 |
| Provision for loan losses | 0 | 200,000 | 200,000 | 400,000 |
| Pretax income | 993,000 | 1,994,000 | 3,193,000 | 4,092,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 993,000 | 1,994,000 | 3,193,000 | 4,092,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,236,000 | 20,362,000 | 20,686,000 | 20,711,000 |
| Total capital | 21,240,000 | 21,477,000 | 21,626,000 | 21,652,000 |
| Risk-weighted assets | 117,837,000 | 116,807,000 | 117,118,000 | 115,589,000 |