Call reports 2017
BANK OF DESOTO, NATIONAL ASSOCIATION — 2017
What BANK OF DESOTO, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 200,364,000 | 194,638,000 | 196,164,000 | 190,806,000 |
| Total loans | 110,557,000 | 110,170,000 | 110,583,000 | 114,425,000 |
| Allowance for loan losses | 873,000 | 1,126,000 | 1,040,000 | 1,121,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,761,000 | 2,759,000 | 2,757,000 | 2,755,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,754,000 | 174,768,000 | 175,891,000 | 170,567,000 |
| Interest-bearing deposits | 133,337,000 | 125,613,000 | 124,704,000 | 123,074,000 |
| Noninterest-bearing deposits | 47,417,000 | 49,155,000 | 51,187,000 | 47,493,000 |
| Equity capital | 19,463,000 | 19,700,000 | 19,865,000 | 20,118,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,578,000 | 5,306,000 | 8,061,000 | 10,988,000 |
| Interest expense | 276,000 | 553,000 | 826,000 | 1,100,000 |
| Net interest income | 2,302,000 | 4,753,000 | 7,235,000 | 9,888,000 |
| Noninterest income | 184,000 | 376,000 | 569,000 | 759,000 |
| Noninterest expense | 1,527,000 | 3,071,000 | 4,794,000 | 6,446,000 |
| Provision for loan losses | 150,000 | 400,000 | 400,000 | 550,000 |
| Pretax income | 809,000 | 1,658,000 | 2,610,000 | 3,651,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 809,000 | 1,658,000 | 2,610,000 | 3,651,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,463,000 | 19,700,000 | 19,865,000 | 20,118,000 |
| Total capital | 20,355,000 | 20,844,000 | 20,924,000 | 21,255,000 |
| Risk-weighted assets | 125,182,000 | 123,491,000 | 122,731,000 | 123,799,000 |