Call reports 2016
BANK OF DESOTO, NATIONAL ASSOCIATION — 2016
What BANK OF DESOTO, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 194,482,000 | 192,261,000 | 191,684,000 | 192,325,000 |
| Total loans | 98,888,000 | 100,069,000 | 106,740,000 | 110,683,000 |
| Allowance for loan losses | 941,000 | 853,000 | 939,000 | 823,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,082,000 | 3,080,000 | 3,078,000 | 2,763,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,467,000 | 173,012,000 | 172,213,000 | 172,807,000 |
| Interest-bearing deposits | 129,483,000 | 127,451,000 | 124,176,000 | 124,110,000 |
| Noninterest-bearing deposits | 45,984,000 | 45,561,000 | 48,037,000 | 48,697,000 |
| Equity capital | 18,846,000 | 19,061,000 | 19,246,000 | 19,355,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,435,000 | 4,918,000 | 7,553,000 | 10,200,000 |
| Interest expense | 283,000 | 563,000 | 847,000 | 1,120,000 |
| Net interest income | 2,152,000 | 4,355,000 | 6,706,000 | 9,080,000 |
| Noninterest income | 188,000 | 389,000 | 602,000 | 795,000 |
| Noninterest expense | 1,532,000 | 3,108,000 | 4,674,000 | 6,522,000 |
| Provision for loan losses | 150,000 | 150,000 | 350,000 | 350,000 |
| Pretax income | 658,000 | 1,486,000 | 2,284,000 | 3,005,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 658,000 | 1,486,000 | 2,284,000 | 3,005,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,846,000 | 19,061,000 | 19,246,000 | 19,355,000 |
| Total capital | 19,800,000 | 19,925,000 | 20,211,000 | 20,210,000 |
| Risk-weighted assets | 108,894,000 | 111,289,000 | 114,233,000 | 119,968,000 |