Call reports 2015
BANK OF DESOTO, NATIONAL ASSOCIATION — 2015
What BANK OF DESOTO, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 195,108,000 | 191,079,000 | 192,973,000 | 190,288,000 |
| Total loans | 104,506,000 | 103,307,000 | 100,656,000 | 96,527,000 |
| Allowance for loan losses | 1,195,000 | 1,172,000 | 1,141,000 | 911,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,632,000 | 3,630,000 | 3,091,000 | 3,084,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,998,000 | 171,931,000 | 173,628,000 | 171,181,000 |
| Interest-bearing deposits | 136,254,000 | 129,204,000 | 129,823,000 | 126,828,000 |
| Noninterest-bearing deposits | 39,744,000 | 42,727,000 | 43,805,000 | 44,353,000 |
| Equity capital | 18,935,000 | 18,966,000 | 19,064,000 | 18,975,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,455,000 | 4,841,000 | 7,315,000 | 9,838,000 |
| Interest expense | 288,000 | 576,000 | 868,000 | 1,155,000 |
| Net interest income | 2,167,000 | 4,265,000 | 6,447,000 | 8,683,000 |
| Noninterest income | 209,000 | 400,000 | 594,000 | 787,000 |
| Noninterest expense | 1,406,000 | 2,876,000 | 4,373,000 | 6,003,000 |
| Provision for loan losses | 40,000 | 40,000 | 90,000 | 185,000 |
| Pretax income | 930,000 | 1,749,000 | 2,590,000 | 3,289,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 930,000 | 1,749,000 | 2,590,000 | 3,289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,935,000 | 18,966,000 | 19,064,000 | 18,975,000 |
| Total capital | 20,158,000 | 20,160,000 | 20,227,000 | 19,903,000 |
| Risk-weighted assets | 113,745,000 | 112,653,000 | 109,837,000 | 107,464,000 |