Call reports 2014
BANK OF DESOTO, NATIONAL ASSOCIATION — 2014
What BANK OF DESOTO, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 182,704,000 | 184,875,000 | 187,627,000 | 186,082,000 |
| Total loans | 106,098,000 | 108,502,000 | 107,122,000 | 103,719,000 |
| Allowance for loan losses | 1,159,000 | 1,181,000 | 1,232,000 | 1,181,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,808,000 | 3,637,000 | 3,635,000 | 3,634,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,041,000 | 165,913,000 | 168,407,000 | 166,848,000 |
| Interest-bearing deposits | 127,995,000 | 127,015,000 | 127,339,000 | 128,399,000 |
| Noninterest-bearing deposits | 36,046,000 | 38,898,000 | 41,068,000 | 38,449,000 |
| Equity capital | 18,502,000 | 18,780,000 | 18,999,000 | 19,099,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,476,000 | 5,220,000 | 7,834,000 | 10,431,000 |
| Interest expense | 276,000 | 556,000 | 842,000 | 1,128,000 |
| Net interest income | 2,200,000 | 4,664,000 | 6,992,000 | 9,303,000 |
| Noninterest income | 211,000 | 456,000 | 721,000 | 952,000 |
| Noninterest expense | 1,534,000 | 3,127,000 | 4,613,000 | 6,018,000 |
| Provision for loan losses | 0 | 50,000 | 150,000 | 400,000 |
| Pretax income | 918,000 | 1,984,000 | 2,991,000 | 3,878,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 918,000 | 1,984,000 | 2,991,000 | 3,878,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,502,000 | 18,780,000 | 18,999,000 | 19,099,000 |
| Total capital | 19,661,000 | 19,961,000 | 20,231,000 | 20,280,000 |
| Risk-weighted assets | 112,630,000 | 114,875,000 | 112,377,000 | 111,003,000 |