Call reports 2013
BANK OF DESOTO, NATIONAL ASSOCIATION — 2013
What BANK OF DESOTO, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 178,075,000 | 180,753,000 | 181,054,000 | 179,390,000 |
| Total loans | 110,167,000 | 107,920,000 | 104,928,000 | 103,991,000 |
| Allowance for loan losses | 1,211,000 | 1,311,000 | 1,251,000 | 1,265,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,450,000 | 5,451,000 | 6,435,000 | 6,437,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,921,000 | 162,324,000 | 162,287,000 | 160,587,000 |
| Interest-bearing deposits | 125,041,000 | 125,778,000 | 126,179,000 | 125,527,000 |
| Noninterest-bearing deposits | 34,880,000 | 36,546,000 | 36,108,000 | 35,060,000 |
| Equity capital | 18,003,000 | 18,249,000 | 18,440,000 | 18,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,595,000 | 5,218,000 | 7,841,000 | 10,285,000 |
| Interest expense | 291,000 | 576,000 | 860,000 | 1,142,000 |
| Net interest income | 2,304,000 | 4,642,000 | 6,981,000 | 9,143,000 |
| Noninterest income | 192,000 | 381,000 | 563,000 | 1,040,000 |
| Noninterest expense | 1,459,000 | 2,953,000 | 4,446,000 | 6,060,000 |
| Provision for loan losses | 50,000 | 50,000 | 100,000 | 100,000 |
| Pretax income | 987,000 | 2,020,000 | 2,998,000 | 4,023,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 987,000 | 2,020,000 | 2,998,000 | 4,023,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,003,000 | 18,249,000 | 18,440,000 | 18,677,000 |
| Total capital | 19,214,000 | 19,560,000 | 19,691,000 | 19,942,000 |
| Risk-weighted assets | 109,439,000 | 111,397,000 | 109,900,000 | 109,386,000 |