Call reports 2012
BANK OF DESOTO, NATIONAL ASSOCIATION — 2012
What BANK OF DESOTO, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 174,404,000 | 179,324,000 | 178,869,000 | 177,392,000 |
| Total loans | 109,718,000 | 111,870,000 | 113,221,000 | 111,090,000 |
| Allowance for loan losses | 1,327,000 | 1,225,000 | 1,347,000 | 1,238,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,447,000 | 5,448,000 | 5,449,000 | 5,449,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,758,000 | 161,488,000 | 160,720,000 | 159,149,000 |
| Interest-bearing deposits | 126,226,000 | 130,190,000 | 127,946,000 | 126,543,000 |
| Noninterest-bearing deposits | 30,532,000 | 31,298,000 | 32,774,000 | 32,606,000 |
| Equity capital | 17,461,000 | 17,633,000 | 17,919,000 | 18,110,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,579,000 | 5,117,000 | 7,818,000 | 10,486,000 |
| Interest expense | 326,000 | 654,000 | 976,000 | 1,286,000 |
| Net interest income | 2,253,000 | 4,463,000 | 6,842,000 | 9,200,000 |
| Noninterest income | 261,000 | 523,000 | 792,000 | 1,039,000 |
| Noninterest expense | 1,299,000 | 2,637,000 | 4,012,000 | 5,638,000 |
| Provision for loan losses | 150,000 | 325,000 | 525,000 | 525,000 |
| Pretax income | 1,065,000 | 2,024,000 | 3,097,000 | 4,076,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,065,000 | 2,024,000 | 3,097,000 | 4,076,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,461,000 | 17,633,000 | 17,919,000 | 18,110,000 |
| Total capital | 18,788,000 | 18,858,000 | 19,266,000 | 19,348,000 |
| Risk-weighted assets | 107,561,000 | 108,991,000 | 109,403,000 | 109,962,000 |